Posts

  • What You Should Know About 1035 Exchange Life Insurance

    Are you unhappy with the terms of your life insurance policy? You might be able to get exchange it for a new policy, but it is only a good idea if you will actually benefit from it. All you have to do is talk to an agent about a 1035 exchange life insurance policy to find out if switching is in your best interest or not. It is possible for you to end up having to pay a higher premium under a new life insurance policy.
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  • Millennials: Make Life Insurance Affordable With These 3 Tips

    Are you a millennial who is beginning to build a family and just starting out in your career? Do you want to take out a life insurance policy to protect your family if anything were to happen to you but feel hesitant to commit to one more monthly bill? If so, here are 3 tips to keeping the cost of a life insurance policy down so you can have protection without feeling a financial strain.
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  • Four Overlooked Benefits Of Indexed Universal Life Insurance Policies

    If you've done your research, you understand that an indexed universal life insurance policy differs in many ways from traditional policies. While not for everyone, those who invest in these policies are afforded a number of benefits not generally available with other policies. Lower Premiums Insurance premiums can be costly.  One of the advantages of this type of policy is that your premiums are typically on the lower side. With other policies, premiums are often more expensive due to the fact the insurance company is assuming all the risk.
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  • Stop Smoking Without A Struggle With These 3 Alternative Addiction-Breakers

    Many, if not most, smokers eventually reach a point in their lives where they want to break the smoking habit, and seek out methods that can help them quit. But popular pharmaceutical smoking cessation tools often aren't as helpful as smokers would like – nicotine replacement therapy alone has been shown to have a 16.4% success rate after a year, and the addition of an anti-depressant drug only raises the success rate to about 30%.
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  • Three Ways To Streamline Your Life Insurance Shopping Experience

    If you're in the market for life insurance, it can all seem so complex at first. However, if you do your research online and manage to weed out the good advice from the bad advice, you can make a lot of progress before even contacting an insurance company. This means that when you do speak to a representative you'll have a much better idea of what you're looking for, so you'll be easier to help.
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  • Over 70? It's Not Too Late For Life Insurance

    If you are like many people, you might have put off buying life insurance your whole life. It can be easy to say that you'll buy it tomorrow, next week or next month, but the days can fly by really quickly. If you're now in your 70s and still don't have coverage, you might assume that you'll never be able to secure a policy. However, life insurance is a necessity for anyone.
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  • 4 Reasons College Students Should Pursue Insurance Coverage Now

    As you move on to college, you start to think about your expenses. Having to cover tuition, room and board, and other living expenses, you may feel any insurance products are too much of an additional burden. However, here are four important reasons college students should pursue insurance coverage now. 1. There is No Need to Wait to Start Your Own Family Many young people believe they should wait to start a family before they have insurance coverage.
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